TO ENTER: 1. Follow @PayPalAU on Instagram. 2. Send to the PayPal Instagram Account “@PayPalAU” the Entrant’s Eligible PayPal Account email address via Direct Message on Instagram. 3. Have used the PayPal Pay in 4 Facility (linked to the same Eligible PayPal Account email address) to pay for a transaction under AUD $2,000 during at least one (1) relevant Round period. 4. Post one comment on the PayPal Pay in 4 competition @PayPalAU Instagram post for each Round with the blue heart emoji within the submission period for each Round.

BRIEF TERMS & CONDITIONS: Open to Australian residents who are aged 18 years or over and must hold a valid Australian personal PayPal account. Starts on Tuesday, 4 November 2025 at 12:01am AEDT. Ends on Monday, 8 December 2025 at 11:59pm AEDT. There are 100 x AUD$1,000 cash Prizes available to be won every Round throughout the Competition Period. The maximum retail value of all Prizes awarded in each Round is AUD$100,000. The total Prize pool for the Competition is AUD$500,000. Winners will be notified via direct message on Instagram to the same Instagram account used to direct message the @PayPalAU account within 2 business days of the draw: Round 1: 13 November 2025 • Round 2: 20 November 2025 • Round 3: 27 November 2025 • Round 4: 4 December 2025 • Round 5: 11 December 2025. Winners will receive AUD$1,000 into their eligible PayPal account balance within 3-5 business days from the date they are notified that they are a winner via direct message on Instagram. Full Terms & Conditions here.